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Available Insurance Options

Medical Travel Insurance (Included and available only for travel to Spain)

Through a partnership with Barcelona International Surgical Institute (BISI), BACMT is able to offer medical tourism insurance to all patients traveling to Spain.  It will automatically be added into your total procedure price quote.  You will be covered from the day you arrive until the day you depart back to your home country (maximum period of 30 days), giving you the serenity to be well prepared for your medical procedure or treatment, which everyone knows is half-way to a healthy and successful recovery.

Medical Travel Insurance Summary:
Capital Insured

Medical Coverage


Time Coverage

Age

Eligible Hospitals

Eligible Medical Treatment


Family Member Covered

Repatriation of Remains

Lost, Damaged or Stolen Luggage

Medical Evacuation

Travel Assistance

Delay to the Journey


Underwritten by

Price
Up to 6.000 € (approx. $8,000)

Medical expenses, except for the underlying disease included in the contract for surgical treatment, purpose of travel

Trip for medical reasons up to 30 days

No limit on age

Any in Spain

Any.  Includes high-risk procedures like neurosurgery, cardiac surgery, cancer and spine surgery

One included

Included

Maximum 1500 € (approx. $2,000), 150 € per article (approx. $200)

Yes, within Europe

Included.  Available 24/7

Maximum 1500 € (approx. $2,000), 300 € (approx. $500) for every 12 hours of delay

EuropAssistance

231,23 € (approx. $300)
NOTE: The quote for neurosurgery, spine surgery and cardiac surgery, will include medical travel insurance that covers any issues while traveling abroad for surgery.  Please be aware that not many healthcare providers offer their own insurance.  BACMT and BISI made the effort to provide this additional service, because we want to make sure that you don’t have to worry about anything else other than your recovery.  We understand the importance of your trip and want you to feel safe knowing that every worst case scenario is taken care of.

Medical Complications Insurance (Available for destinations other than Spain)

BACMT makes available, to all of our individual patients and companies, the most comprehensive medical tourism insurance in the world. Underwritten by the prestigious Lloyd's of London, this comprehensive insurance is available through Global Protective Solutions (Custom Assurance Placements) and Seven Corners (BorderCross Worldwide), with a minimum policy amount of $50,000, with increments of additional value up to $250,000.  It is highly recommended that all BACMT medical tourists carry the minimum policy and that additional coverage be considered for more complicated procedures and treatments.  BACMT wants you to have peace of mind should any unforeseen complications arise. 

A basic policy of $50,000 includes the following:
Accidental Death or Dismemberment

Disability Income Benefit

Repatriation of Mortal Remains

24 Hour Assistance Service

Additional Medical or Surgical Treatment - Complication

Additional Medical or Surgical Treatment - Thrombosis

Additional Expense - Travel, Meals or Accommodations

Dependent Care / Family Coordination

Residence Modification

Physiotherapy and Rehabilitation

Severe Disfigurement

Loss of Reproductive Function
$50,000

$50,000

$5,000

Included

$5,000

$1,250

$5,000

$5,000

$5,000

$5,000

$17,500

$17,500
Travel companion insurance is also available from $50,000 to $250,000.  The rider includes the following:
Accidental Death and Dismemberment

Disability Income Benefit

Repatriation of Mortal Remains

24 Hour Assistance Service
$50,000

$50,000

$5,000

Included
The following benefits are applicable to all enrolled, but exclusive of medical complications:
Emergency Medical Coverage

Emergency Medical Transportation

To apply for Global Protective Solutions coverage, please click here.
$25,000

$50,000

To apply for Seven Corners coverage, please click here.

Medical Complications Insurance (Available only for Spain)

If you choose to take advantage of the optional BACMT / BISI medical complications insurance, then you are covered for any eventuality that may occur for the next 18 days after your surgery or until you return home (whichever occurs first), for example, if you need to have a lengthier stay in the hospital. This means that you don’t leave yourself exposed to potential additional costs, which can extremely expensive.

Medical Complications Insurance Summary:
Capital Insured

Medical Coverage

Time Coverage


Age

Eligible Hospitals

Eligible Medical Treatment


Implants

Underwritten by

Price
Up to 25.000 € (approx. $34,00)

Hospital costs not requiring additional surgery

18 days post-operative, from the time of completion of the contracted coverage

No limit of age

Any in Spain

Any.  Includes high risk procedures like neurosurgery, cardiac surgery, cancer and spine surgery

Included

Previsión Mallorquina de Seguros

From 150 € (approx. $200) for 5.000 € capital (approx. $6,800)
NOTE:
  • Does not have an age limit
  • Does not limit the type of procedure to be performed
  • Does cover high risk procedures such as neurosurgery, cardiac surgery, cancer and spine surgery
  • Does not limit treatment to only JCI hospitals
  • Does cover re-interventions during one year
  • Premiums are according to the capital insured

Re-Operation Travel Insurance (Available only for Spain)

Despite the growing success of surgery performances, due to improved technology and specialized doctors, there are always certain procedures that might need to be re-operated.  BACMT / BISI wants to offer our patients the possibility of being 100% assured that their medical treatment experience will run smoothly and hassle-free, even if there is a need of re-operation.  BACMT / BISI can provide you with a re-operation travel insurance, which covers potential re-operations occurring for up to one year after the initial procedure, meaning that the insurance is still active even when you have returned to your home country.

Re-Operation Travel Insurance Summary:
Capital Insured

Medical Coverage

Time Coverage

Age

Eligible Hospitals

Eligible Medical Treatment


Implants

Underwritten by

Price
Up to 50.000 € (approx. $68,400)

Hospital costs for surgical re-intervention and professional fees

One year post-operative

No limit of age

Any in Spain

Any. Includes high risk procedures like Neurosurgery, Cardiac Surgery, Cancer and Spine Surgery

Included

Previsión Mallorquina de Seguros

From 900 € (approx. $1,200) for 15.000 € capital (approx. $20,500)
NOTE:
  • Does not have an age limit
  • Does not limit the type of procedure to be performed
  • Does cover high risk procedures such as neurosurgery, cardiac surgery, cancer and spine surgery
  • Does not limit treatment to only JCI hospitals
  • Does cover re-interventions during one year
  • Premiums are according to the capital insured

Re-Operation Travel Insurance Prices:
Capital

15.000,00 € (approx. $20,500)

20.000,00 € (approx. $27,300)

25.000,00 € (approx. $34,200)

30.000,00 € (approx. $41,000)

35.000,00 € (approx. $47,900)

40.000,00 € (approx. $54,700)

45.000,00 € (approx. $61,600)

50.000,00 € (approx. $68,400)
From*

900 € (approx. $1,200)

1.200 € (approx. $1,600)

1.500 € (approx. $2,000)

1.800 € (approx. $2,500)

2.100 € (approx. $2,900)

2.350 € (approx. $3,200)

2.650 € (approx. $3,600)

2.990 € (approx. $4,100)
* Final personalized cost will depend on the results of your BACMT / BISI health questionnaire.

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